Did you buy your home through Shared Ownership?  Would you like to own the whole lot? Or maybe just a little bit more? It could be easier than you think...

If you've bought your home through the Shared Ownership scheme, you can buy a bigger stake in it as and when you can afford it. 

This is known as "staircasing". You don't need to buy the whole lot. You can acquire more shares in your home in small, manageable chunks. 

You may be interested to know that buying outright may not cost as much as you think.

In many cases, the cost of monthly payments on a 100% mortgage are only marginally higher than the combined Shared Ownership mortgage and rent you currently pay.

We're working with independent financial advisers to offer you free, impartial advice on buying more shares in your home.

Though you will need to pay for a valuation and legal fees, there are lots of competitive deals out there at the moment to encourage outright ownership. 

To find out more contact Plumlife on 0161 447 5050 and ask for Adelle or Suzy, or email

Take a look at our Staircasing leaflet to find out more.