Ownership Schemes
Available schemes
Plumlife is the HomeBuy agent for Great Manchester, Lancashire and South Yorkshire.
This means with just one application form you can apply for a whole host of government schemes to assist you getting on the property ladder.
These include Shared Ownership, FirstBuy(equity loan scheme) and Rent To Buy – the ever popular discounted rent initiative which allows you to “try before you buy”.
Plumlife works with a panel of Independent Financial Advisers (IFAs), who have been trained to offer impartial advice on all government backed schemes, providing you with expert advice on mortgages available to you. We have seperate Panels dependant on your region, as well as foreign language support where available
Helping you make the most of your money: The Money Advice Service
Whatever the situation with your finances, it’s good to know you’re on top of things and are making the most of what you have.
The Money Advice Service is here to help. It offers clear and unbiased money advice and information to help you make the most of your money, whatever your circumstances – and it’s free.
About the Money Advice Service
The Money Advice Service is independent and unbiased so it won’t recommend any particular products or try to sell you anything. It was set up by government and is funded by a levy on the financial services industry.
You can access their services in three ways:
Online – www.moneyadviceservice.org.uk
The HCA believes everyone proposing to buy their own home and obtain a mortgage should be aware of what they are taking on, and what they can afford.
You should also have continued support after purchasing and the Money Advice service can offer that support by providing you with the tools to assess your financial health on an on going basis, work out priority payments such as your mortgage, and obtain help and support if your circumstances change and you need some extra advice.
The tools available on Money Made clear can also help purchasers if you are thinking of staircasing or paying back you second charge or just want to reassess your situation.