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Making Home Ownership Possible for Emma at Elder View, Chadderton
For Emma, the dream of owning her own home once felt completely unattainable. With rising rental costs and the challenge of saving a significant deposit, she worried she’d be stuck in the rental cycle indefinitely. That all changed when she discovered Shared Ownership with Plumlife Homes.
“I was actually in rented accommodation and increases in prices were going crazy. I started looking into Shared Ownership and came across Plumlife.”
While searching for alternatives to traditional homebuying, Emma found Elder View, a Plumlife development in Foxdenton, Chadderton. Straight away, she could see that this was a realistic route onto the property ladder. Emma followed the build progress closely and planning paid off as she secured the exact home she wanted, a three-bedroom Birch house type.
“I was looking at the different phases and I think they were probably finishing phase one at the time. I knew I didn’t have the finances together at the time, so my idea was to go for the final phase, which is what I did.”
A Smooth and Stress-Free Journey
Purchasing a home can be daunting, but Emma found the process far easier than she expected thanks to the support of the Plumlife team.
“From start to finish, doing the finance checks, they have always been in contact with me, everything has been so efficient and quick. It made me more relaxed throughout the process.”
“I managed to complete all of my checks before the release date for the final phase. Honestly, it’s just been amazing.”
The Benefits of Shared Ownership
For Emma, the biggest advantage was financial accessibility. Shared Ownership also helped her manage legal and upfront costs more easily, allowing her to move into a brand-new home without overwhelming financial pressure.
“It’s so hard to get onto the property ladder these days so for me, it was the finance side of things, not having to save up £20,000 for a deposit. My deposit was affordable enough for me to be able to save up within six months.”
Happy to Recommend to Others
Now settling into life in her beautiful new home at Elder View, Emma is passionate about spreading the word.
“I’ve had such a wonderful experience with Plumlife and would highly recommend them to a lot of people that want to get onto the property ladder. Especially if they don’t have the full amount to buy on their own.”
“I’ve already recommended the scheme to other people. The process has been so smooth… the staff have been amazing throughout.”
Thanks to Shared Ownership, Emma has achieved her dream of homeownership in a community she loves and with the security and stability she once thought was out of reach.
Ready to start your own journey? Discover what’s possible with Shared Ownership by exploring our new homes, linked here.
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