Shared Ownership Affordability Calculator

Do you want to get all the facts and figures together to help you plan for a future Shared Ownership purchase?

Our shared ownership calculator will help you work out what your monthly repayments might be on a Shared Ownership property.


All you need to do is enter the following information:

  • The full market price of the property you’d like to purchase
  • The share of the property you want to consider purchasing
  • The amount of deposit you could likely afford
  • The mortgage terms

Once you’re happy with what you can afford, head back to our homepage to search what properties we have available. 

Affordability Calculator

Work out the typical monthly costs of buying a Shared Ownership home using our handy affordability calculator. Simply input the value of the property you are interested in, select a share percentage, complete the remaining details, and the calculator will provide you with an example of what you can expect to pay on a monthly basis.

*The deposit is set to 5% of the share price



Monthly Mortage Costs:

Monthly Rental Costs:

Total monthly costs:

Share Value

Mortgage amount

* Other fees not shown in calculations ** This a guide only, not actual mortgage advice.

Browse Shared Ownership Homes

After checking the affordability calculator, be sure to take a look at some of our high-quality shared ownership properties. A member of our sales team will answer any questions that you may have about the process, and will be on hand to guide you through the process. If you are looking to find out more about shared ownership properties, we have a number of helpful resources online in our info hub.


Shared Ownership Affordability Calculator FAQs

How Accurate is the Shared Ownership Affordability Calculator?

Whilst our affordability calculator can be used to get a good idea for properties that you can realistically afford, it is worth noting that the results should not be considered as mortgage advice. Consider applying for mortgage pre-approval, as this will provide a more reliable insight into the property that you can afford.

What Information do I need to Provide for the Calculator?

Using our affordability calculator is easy! The only information you need to provide is the full market price of the property you’d like to purchase, the share of the property you want to consider purchasing, the amount of deposit you could likely afford and the mortgage terms.