20 Bowden Lane, Lytham St Annes, FY8 3FN
View Map£80,500 for a 35% share with Shared Ownership
What is Shared Ownership?
Shared Ownership lets you buy a share of your home and pay a rent on the rest. It’s designed to make the property ladder more affordable without needing a huge deposit or a large mortgage. Once you’ve bought your share, you’re a homeowner and that means you can decorate, personalise and properly settle in, it’s your space, no-one else’s.
You’re not dealing with short rental agreements, unexpected rent hikes or the worry of being asked to move out. It gives you the stability and freedom that renting often can’t offer and because you’re only buying a portion of the home to start with, it’s a fantastic step into home ownership.
If your circumstances change in the future, you also have the option to buy more of your home over time. There’s no pressure to do so, just the flexibility to increase your share when it suits you.
Keen to learn more about Shared Ownership & Plumlife Homes, check out our Guide to Shared Ownership in the documents section of this listing or contact us directly.
Lytham St. Annes is a charming coastal town known for its stunning Victorian and Edwardian architecture, beautiful beaches, and vibrant community. The area offers excellent schools, making it ideal for families. With a variety of independent shops, cozy cafes, and a friendly atmosphere, it provides a perfect blend of tranquillity and convenience. The town is also famous for its golf courses, including the prestigious Royal Lytham & St Annes Golf Club. Its proximity to larger cities like Blackpool ensures easy access to urban amenities while maintaining a peaceful, small-town feel.
Ground Floor
Entrance Hall 5′ 6” x 5′ 1” (1.68m x 1.55m)
Lounge 12′ 6” x 11′ 1” (3.81m x 3.38m)
Dining Kitchen 13′ 3” x 11′ 0” (4.04m x 3.35m)
Utility room 7′ 7” x 4′ 0” (2.31m x 1.22m)
Downstairs WC 4′ 9” x 4′ 1” (1.45m x 1.24m)
First Floor
Landing
Bedroom One 14′ 6” x 10′ 0” (4.42m x 3.05m)
Bedroom Two 14′ 8” x 9′ 5” (4.47m x 2.87m)
Bathroom 7′ 1” x 7′ 0” (2.16m x 2.13m)
External
Work out the typical monthly costs of buying a Shared Ownership home using our handy affordability calculator. Simply input the value of the property you are interested in, select a share percentage, complete the remaining details, and the calculator will provide you with an example of what you can expect to pay on a monthly basis.
Please note, these figures are applicable to new build homes only and not resale properties.
*The deposit is set to 5% of the share price
Monthly Mortgage Costs:
Monthly Rental Costs:
Total monthly costs:
Share Value
Mortgage amount
* Other fees not shown in calculations ** This a guide only, not actual mortgage advice.
