Customer Stories

11/06/2025

Article by: Plumlife

Shared Ownership Costs: What Bills Are You Responsible For?

When you buy a shared ownership property, you’re taking on the responsibilities of both a homeowner and a tenant – which means there are several regular costs to budget for. But which bills exactly are you responsible for? In this blog, we outline who pays for stamp duty, ground rent, solicitor fees, and more. So, […]

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11/06/2025

Article by: Plumlife

Rent to Buy: A Clever Pathway to Homeownership

Rising property prices might be good news for sellers, but they certainly make life a lot harder for those looking to get on the ladder. In fact, according to some lenders, the situation is as hard as it has been for over 70 years. What’s more, it doesn’t look set to improve anytime soon. As […]

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11/06/2025

Article by: Plumlife

Is Shared Ownership Better Than Renting?

If you are looking to get on the property ladder fast, shared ownership can seem like an appealing option. With rising rental costs and expensive mortgages to consider – you may be wondering whether shared ownership is a better alternative to renting. So, is this an ideal option for you, and how exactly does it […]

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11/06/2025

Article by: Plumlife

Who Pays for Shared Ownership Repairs and Maintenance?

One of the key advantages to the Shared Ownership scheme is that it provides an opportunity for first-time buyers to get onto the property ladder. By only purchasing a share in a home, you pay a much smaller initial deposit whilst still enjoying the perks of homeownership. But who pays for necessary repairs and maintenance […]

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16/05/2025

Article by: Plumlife

Is Shared Ownership Worth It?

Shared Ownership is becoming much more popular with first time buyers and those who can’t afford to purchase a property outright. Around 202,000 households in England currently live in Shared Ownership properties, and a rise in house prices, rent, and the cost of living, means the scheme is in more demand than ever. The idea […]

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16/05/2025

Article by: Plumlife

Buying Schemes For First-Time Buyers

Getting onto the property ladder for the first time can be intimidating and overwhelming. There are a number of schemes available to help you with this, especially in a time where our money needs to stretch a bit further. So what are some of the buying schemes for first-time buyers? Schemes like ‘Rent to Buy’ […]

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16/05/2025

Article by: Plumlife

Why New Build Homes Are the Future of Homeownership

New developments are becoming increasingly popular across the UK. In fact, during the 2022/2023 fiscal year, over 210,000 new homes were built, with new developments especially favoured by first-time buyers. But why are new build homes becoming so popular? New build homes are becoming more popular for homebuyers for a number of reasons, including: Solid […]

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16/05/2025

Article by: Plumlife

Moving In Checklist: What To Do After Buying A House

It is an exciting part of life to purchase a home. It is often the biggest purchase you will ever make, so it is important to make sure you set off on the right foot once you have completed buying your new home. So, what are the most important things to check after you buy […]

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16/05/2025

Article by: wildcatdigital

Can My Partner Live in My Shared Ownership Home?

The Shared Ownership scheme is an ideal solution for many first-time homebuyers. By only purchasing a share in a property, the size of the initial deposit required is a fraction of that which would be required to buy a home outright. But can your partner move into your Shared Ownership home? There are no restrictions […]

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