Customer Stories

Being self-employed can sometimes make applying for a mortgage feel more complicated. Without traditional payslips or a fixed monthly salary, you may wonder whether homeownership schemes are still open to you.  So, can you buy a Shared Ownership home if you’re self-employed? Yes, you can apply for Shared Ownership if you’re self-employed. Your employment status […]

In short, the answer is yes, you may be able to buy a Shared Ownership home with bad credit. However, it depends on your circumstances. Your options will also be altered depending on the type of credit problem, when it happened, and how you have managed your finances since. If you are worried about your […]

Buying a home can feel like a big step, especially when saving for a deposit while covering everyday living costs. The good news is that buying on the open market is not the only route into homeownership. With options such as Shared Ownership and Rent to Buy it can make getting onto the property ladder […]

With Shared Ownership, you purchase a share of the property rather than having to have the funds for its full market value. For some, this can make buying a home more accessible. However, when working out what you can afford, it is important to look beyond your mortgage payment and understand all the regular costs […]

When Tyler secured a new job in Manchester city centre, the excitement quickly met the reality of steep rental prices. While searching for somewhere to live, he came across Worrall Street - the moment that sparked his research into whether owning a home could actually be possible.

Buying your first home can feel overwhelming when you’ve never been through the process before. From saving your deposit to collecting your keys, there are multiple stages involving estate agents, mortgage lenders, solicitors, surveys and legal checks. While every purchase is slightly different, most first-time buyers follow the same journey. The typical first-time buyer timeline […]

When you’re buying a house, everything is simultaneously so exciting, stressful, refreshing, and anxiety-inducing that it can be difficult to step back and assess the situation; this is where unexpected costs begin to sneak up on you. Without proper forethought and planning, some mandatory (and optional) fees can damage your budget and your wellbeing. But […]

Buying a house is one of the most stressful events in most people’s lives, and for good reason. There is so much to consider, from the location to the neighbours to the logistics, and THEN you have to also think about how much it could cost you. In this blog, we’ve got all the tips […]

Homeownership is one of the most fulfilling life milestones you can take on, and with it comes plenty of ups and downs. If you aren’t careful, managing your home can feel like a counterproductive slog that does more harm to your wellbeing than good. But by leaning in to the necessities of homeownership, you can […]