Stories and News

Katerina and her family had been renting close to the city, but when it was time to move, the rising costs of both renting and buying made finding a new home challenging. That’s when she discovered Plumlife and learned about Shared Ownership.

The Shared Ownership scheme is primarily designed to help first-time buyers to enter the property market. By only acquiring an initial share in a home, buying a Shared Ownership property can be a much more affordable option than purchasing a home outright. But what do you need for a Shared Ownership deposit? The size of […]

If you are looking to purchase your first home, you may initially be put off by the cost of a mortgage to buy a home outright. It can take years to save enough money for a deposit, and full mortgage repayments can be substantial. The Shared Ownership scheme offers an alternative to these options, allowing […]

There are a number of schemes available to make buying a home much easier, including Shared Ownership. It’s nice to have so many options, but it can be difficult to know which one is right for you and your lifestyle. Your choice may also depend on your budget and future plans, so it’s important to […]

Purchasing your first home can be a very daunting task. There are plenty of potential pitfalls and, as it is your first time, there are a number of intricacies involved in securing your dream property. With the price of houses in England found to be an average of £309,000 in September 2024 by the Office […]

Buying a home for the first time can be an intimidating process, with a number of schemes available to help you out. Choosing the right scheme for you and your lifestyle depends on certain requirements and their suitability to your monthly budget. Understanding the pros and cons of each scheme can help with the decision. […]

Fiona's life changed when a friend told her about Shared Ownership and how low the deposits were.

There are a number of schemes available to help buyers to purchase a home, whether you’re moving or stepping onto the property ladder for the first time. Having so many options can be overwhelming and you might not know which gets you the best price. So, is ‘Shared Ownership’ cheaper than buying a home outright? […]

The ‘Rent to Buy’ scheme is ideal for those looking to move from renting to owning a property. For some properties, you’ll be able to pay reduced rent and save up for the deposit of your home. It’s also a great opportunity to get to know the area and community before you commit. So, what […]