Blogs

01/08/2025

Article by: Plumlife

6 Reasons You Should Choose a New Build Home

Whether you’re looking for your first home or your forever home, new builds offer something for every homebuyer. Navigating the vast property field can be challenging, with numerous options available. Let us narrow it down for you! So, why buy a new build home? New builds offer something no other home type does – the […]

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01/08/2025

Article by: Plumlife

Costly First-Time Buyer Mistakes to Avoid

So, you’re buying your first home! Whether you’re buying with a partner, or a friend, or buying solo, this process can be daunting. We’ve put together this blog to make the whole process a little easier by highlighting common mistakes for you to avoid. What are the common first-time buyer mistakes that you should avoid? […]

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01/08/2025

Article by: Plumlife

Top Strategies to Save for Your First House Deposit Fast

Whether you are a first-time buyer or have prior experience in climbing the property ladder, saving for a house deposit is the first step to getting in the door of your new home. In this blog, you can find useful resources to ensure your savings are as efficient as possible, whilst also learning some top […]

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01/08/2025

Article by: Plumlife

Is Shared Ownership a Good Idea for First-Time Buyers?

Getting a foot on the property ladder can feel increasingly out of reach for many first-time buyers. With house prices continuing to rise in recent years, high deposits, and tough mortgage criteria, shared ownership provides a potential alternative. But is it a sensible idea for a first-time buyer? Shared ownership offers a middle ground between […]

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01/08/2025

Article by: Plumlife

What Shared Ownership Costs Should I Be Aware Of?

The Shared Ownership scheme is a government-backed initiative designed primarily to help first-time buyers enter the property market. Shared Ownership homes allow buyers to only pay for a deposit on an initial share of a property as opposed to buying a home outright, which requires a far greater upfront cost. So, what are the Shared […]

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11/06/2025

Article by: Plumlife

Shared Ownership Costs: What Bills Are You Responsible For?

When you buy a shared ownership property, you’re taking on the responsibilities of both a homeowner and a tenant – which means there are several regular costs to budget for. But which bills exactly are you responsible for? In this blog, we outline who pays for stamp duty, ground rent, solicitor fees, and more. So, […]

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11/06/2025

Article by: Plumlife

Rent to Buy: A Clever Pathway to Homeownership

Rising property prices might be good news for sellers, but they certainly make life a lot harder for those looking to get on the ladder. In fact, according to some lenders, the situation is as hard as it has been for over 70 years. What’s more, it doesn’t look set to improve anytime soon. As […]

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11/06/2025

Article by: Plumlife

Is Shared Ownership Better Than Renting?

If you are looking to get on the property ladder fast, shared ownership can seem like an appealing option. With rising rental costs and expensive mortgages to consider – you may be wondering whether shared ownership is a better alternative to renting. So, is this an ideal option for you, and how exactly does it […]

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11/06/2025

Article by: Plumlife

Who Pays for Shared Ownership Repairs and Maintenance?

One of the key advantages to the Shared Ownership scheme is that it provides an opportunity for first-time buyers to get onto the property ladder. By only purchasing a share in a home, you pay a much smaller initial deposit whilst still enjoying the perks of homeownership. But who pays for necessary repairs and maintenance […]

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